Pursuing True North

Pursuing true North Hello friends! Let’s dive into a topic that’s at the heart of financial freedom—expense tracking! Keeping tabs on where your money goes is the magic key to unlocking financial clarity and making smart choices about your spending. So, WHY should you track your expenses? Financial Clarity: Understand where your money is really going, spot those sneaky unnecessary expenses, and find areas where you can cut back. Budgeting: Create and maintain a budget that reflects your true...

Pursuing true North So you want to buy a home? Hi friend, Buying a home is a pretty big dream for most of us, and for good reason. It will likely be the largest purchase of your life. So let's make sure it's a wise one. Here's the thing: the "let's buy it, and we'll figure it out" approach doesn't work well when it comes to a mortgage. Before you fall in love with a house, you need to know your budget, where your money goes every month, and exactly what you can actually afford. It's more than...

Pursuing true North Hi friend, It's 5:30 PM. The fridge is uninspiring. The delivery app is one tap away. And within three taps, the "problem" is solved. We tell ourselves we're buying time. And honestly? Sometimes we are. But I've been sitting with this lately - the hidden trade-off that never shows up on the receipt. Because in the economy of a life well-lived, convenience is rarely a free lunch. "Be careful how you live. Don't live like fools, but like those who are wise. Make the most of...

Pursuing true North Friend, this is your gentle nudge not to ignore your taxes. We have about one week left in most areas, which means now is the time to get them filed. If you have a 1099 job or run a business, make sure you remember all of your legal write-offs. That piece matters. Here are a few things to think about this week: File on time, even if you cannot pay it all at once 💵 Remember your legal write-offs if you are self-employed or an entrepreneur Pay attention to the pattern -do...

Pursuing true North Hey Friend, Spring has a way of making us want to throw open the windows, deep clean the corners we've been ignoring all winter, and start fresh. And while you're in that out with the old, in with the better mindset, I want to nudge you to do the same thing with your finances. Consider this your friendly spring check-in. ☀️ Let's start with something most people never think to review: your car insurance. I know, I know. It's not exactly the most exciting topic. But stick...

Pursuing true North The Luck Myth Every March, we're surrounded by four-leaf clovers and the promise that maybe this will be the year something just falls into place. I used to believe that, honestly. I thought people who were "good with money" just got lucky — they married the right person, inherited something, or avoided the hard stuff I was living through. Meanwhile, I was drowning in consumer debt, raising five kids, and wondering when my break was coming. Spoiler: it didn't come. I had...