Pursuing True North

Pursuing true North Hello friends! Let’s dive into a topic that’s at the heart of financial freedom—expense tracking! Keeping tabs on where your money goes is the magic key to unlocking financial clarity and making smart choices about your spending. So, WHY should you track your expenses? Financial Clarity: Understand where your money is really going, spot those sneaky unnecessary expenses, and find areas where you can cut back. Budgeting: Create and maintain a budget that reflects your true...

Pursuing true North Friends, I still remember what it felt like before I understood our finances. Everything felt like it was hanging on by a thread. I needed every paycheck to hit on time. I needed certain checks to clear on certain days, or the whole week would come undone. If you have ever done math in your head at the grocery store, praying the card would go through, you know exactly the feeling I am talking about. The money fights were intense back then too. Not the cute kind of...

Pursuing true North Friend, we need to talk about the lies. Not the big, dramatic ones. The quiet ones. The ones you whisper to yourself so smoothly you don't even notice they're lies anymore. I've told all three of these. So no judgment here - just a fellow recovering liar handing you a flashlight. Lie #1: "I'll save at the end of the month." Oh, sweet summer. There is no money at the end of the month. The end of the month is where money goes to disappear - eaten alive by Target runs, "treat...

Pursuing true North Hey friend, We all know the golden rule of personal finance: spend less than you make. That's the unemotional, math-y part. No feelings, just facts. But here's the thing. When you've got debt working against your net worth, or a savings goal you really want to hit, sometimes the fastest path forward isn't just cutting back. Sometimes you need to bring in a little more cash on the side. Not forever. Just for a season. A focused, intentional sprint to get you to the goal. So...

Pursuing true North I recently had a conversation with a friend who has spent decades in the financial industry. I asked him a simple question: "If you could tell every person one thing - forget the budgets, forget the products - what would it be?" Without hesitating, he said: the Rule of 72. I'd heard of it before, but his passion for it made me stop and really think about it. So today, I'm passing it along to you. Here's how it works: Divide 72 by your expected interest rate, and that tells...

Pursuing true North Hi Friends, Today we talk about the hidden connection between a chaotic day and a chaotic budget Have you ever sat down to review your budget and just… couldn't? Your brain was too full, too scattered, too tired from the day to think straight? That's not a willpower problem. That's a clarity problem. Here's what I've seen over and over in my coaching work: women who are smart, capable, and motivated still struggle with their money - not because they lack the tools, but...