That Time We Didn't Know If My Husband Was Getting Laid Off 💙
Hey friend,
Lately, I’ve been working with quite a few families going through layoffs. It reminded me of a time this hit home for my family. We were still pretty new to the civilian world when the rumors started swirling at my husband's company.
"They're restructuring. The whole section is getting cut."
Nobody actually knew what was happening. But everyone had an opinion.
We had two weeks of paid leave and a whole lot of uncertainty.
Some of my husband's coworkers spiraled into panic mode. Anxiety through the roof.
Our household was stressed—absolutely. But we weren't in crisis.
And the reason why? We had an emergency fund.
That account gave us margin to think clearly. To pray. To plan instead of panic.
While others were counting down their last paychecks, we had options.
It didn't make the fear disappear. But it changed our posture entirely.
That's what financial wellness looks like in real life—not when everything is fine, but when it isn't.
6 Ways to Start Your Emergency Fund Today
You don't have to be "good with money." You just have to start.
1. Name the number that would make you exhale right now. $500? $1,000? That's milestone one. Don't aim for six months of expenses yet.
2. Open a separate savings account today. Not tomorrow. TODAY. Out of sight, out of mind is your friend.
3. Automate small transfers. $25/week = $1,300/year. Set it and let it grow.
4. Cut one thing and redirect it. One subscription. One habit. 90 days. Send that money straight to your emergency fund.
5. Use unexpected money with intention. Tax refund, bonus, birthday cash—route a portion straight to the fund.
6. Celebrate every milestone. Hit $100? Celebrate. Hit $500? CELEBRATE. Progress you don't acknowledge is hard to sustain.
This Isn't About Fear—It's About Wisdom
Faith doesn't exempt us from hard seasons—it equips us for them.
Preparation is an act of trust. When we take the steps we can take, we hold the rest with open hands.
You don't build an emergency fund because you're afraid. You build it because you're wise.
Start today. Not next month. Not after you pay off debt. Not when your income increases.
Today.
Your future self will thank you.
Cheering for you always,
Jenny 💙
P.S. Want a personalized plan to build your financial foundation? I'd love to help you create a plan you can actually stick to. 💪 Schedule a call to get started.
See you next week!
