Friend, we need to talk about the lies.

Not the big, dramatic ones. The quiet ones. The ones you whisper to yourself so smoothly you don't even notice they're lies anymore.

I've told all three of these. So no judgment here - just a fellow recovering liar handing you a flashlight.

Lie #1: "I'll save at the end of the month."

Oh, sweet summer. There is no money at the end of the month. The end of the month is where money goes to disappear - eaten alive by Target runs, "treat yourself" moments, and that subscription you forgot you had.

Saving at the end is like trying to fill your water bottle from a glass that everyone else has already drunk from. Pay yourself first. Even $20. Even $5. The amount matters less than the order.

"The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty." — Proverbs 21:5

Lie #2: "People will notice if I don't buy the latest trends."

They won't. I promise you they won't.

And I know this because someone once pointed out I was wearing last season's shoes. She added that they "still looked cute" -bless her heart. But here's what I realized standing there in my perfectly fine, last-season, still-cute shoes: that little jab didn't lower my quality of life one bit. It just told me she needed Jesus and was probably deeply unhappy in her own life.

Most people are far too busy worrying about their own shoes to audit yours. And the people who actually love you? They don't want you broke for the sake of looking rich.

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Lie #3: "I'll figure out my budget later."

Later is too late.

More and more people are hitting retirement age unprepared, working longer and longer, not because they love the work, but because "later" finally arrived and the money didn't.

Now, if you love your work and want to do it till you're 90 - wonderful. Different story entirely. But I don't want you stuck at a job you can't stand until your dying day because you were scared to tell yourself "no" once in a while.

And here's the plot twist: a budget isn't a "no" machine. You can have so much fun and buy so many things - on purpose, inside a plan you actually made.

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Here's the truth underneath all three lies: you are not bad with money. You've just been believing things that aren't true.

That's fixable. And it's exactly what we'll untangle together in my group coaching program launching this August. Real plans, real fun, zero shame.

​Reserve your spot → Financial Fresh Start​​

Cheering for you,

Jenny

P.S. Go check right now -do you pay yourself first or last? If it's last, this week is your week to flip the order.

P.P.S. The shoes really did still look cute. I stand by them.

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See you next week!